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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 3:18:23 PM
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PC5
Posts: 867
Joined: 4/4/2008
From: Bishop, CA and Akumal, Q. Roo
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Thanks for the warning. Lately, I have just been taking cash and keeping it in the condo safe.
Annie
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 3:21:10 PM
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SolMan
Posts: 1447
Joined: 1/4/2006
From: Wichita Falls, TX
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Yep, they most likely used a skimmer.... very small device that fits into the card slot on the machine, and copies the data from your card's magnetic strip as you slide it into the machine. The identity thief comes along sometime later, removes the device, plugs it into a USB port and downloads tons of credit and debit card data.
Several have been caught and arrested using them on gas pumps around here.
Have to admit, using the ATM at ABR did make me nervous because of these little gadgets.
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 3:26:58 PM
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Rose
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From: Toronto
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Good Advice. I usually take only cash - mix of US$$ and Pesos. Only use ATM in emergency.
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 3:31:41 PM
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Tamie
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Well that's too bad, I hate to carry too much cash with me and was hoping to take some/get some while there, but this makes me leary.
We've had some skimming issues around here lately too. Don't know if any of this will help or not, but here's an article on how to spot the skimmers, and precautions to take for avoiding them.
http://bucks.blogs.nytimes.com/2011/02/01/more-on-spotting-a-t-m-skimmers/
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 3:39:32 PM
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SchnauzerDog
Posts: 6356
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One of the issues is that when your bank is suspect your account will be locked. I just spent an hour (I had to go in person into my bank) dealing with reports/paperwork to get it functioning again. That would be a nightmare if you were in Mexico.
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 4:04:26 PM
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pato
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If memory serves I have heard about an issue with that ATM at the Chomak before. Maybe best to just avoid it altogether.
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 4:25:01 PM
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Playakath
Posts: 1035
Joined: 7/21/2005
From: Mansfield, Texas
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So for those who just take cash with them ... I assume you mean dollars? Where are you going to exchange them? TSA? In October their hours are super sketchy ... sometimes they are there when they say they will be ... sometimes not so much.
Maybe ATMs inside a bank are safer? Are there any ATMs in banks that are easy to get to? Seems like I remember a Scotia or a Santander (one of which is associated with Bank of America) in Tulum in the strip mall with the San Fransisco.
Maybe it would be a good idea to change your pin as soon as you get home? The whole money thing can be a pain - forget credit cards it has to be cash, pesos are a better deal IF you get them there and not here, now they don't really want dollars anyway, getting the safe to work, finding somewhere to exchange them. Every year we do something different and every year I think we are doing it wrong!
Anyway, thanks for the head's up SD. Sorry that happened.
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 6:15:29 PM
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DungSR
Posts: 14976
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From: Fort Worth, TX
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I know this sounds crazy, but it's so simple for me to replace my ATM card through my credit union...would it be smart just to replace it after yourr trip to Mexico? Only use that card for cash withdrawals at ATMs, then cancel it and get a new one on return. Makes sense huh?
Sorry for your inconvenience Schnauz.
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 6:18:13 PM
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Kwing
Posts: 7764
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From: Ohio
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Doug - dh does that if/when he uses a credit card in MX.
SD - I've also read where some people set up just an account for vaction - nothing else linked to it - so just in case a thief does get ahold of your info sooner rather than 7 months later - at least they'll only get so much.
< Message edited by Kwing -- 10/5/2012 9:17:51 PM >
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 8:43:40 PM
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SchnauzerDog
Posts: 6356
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quote:
I think I got it figured out. Did you stay at a resort? If so, they will typically want to have copies of CC number. Also a rental car place. Some bad folks will try to use number to purchase..but not having PIN.....saved your situation.
Didn't stay at a resort, CC. Actually it was an ATM not a credit card that was compromised.
Sounds like the safest bet is to bring a preloaded vacation credit card for emergency cash as Kwing does. Always thought the ATM was the way to go.
Barata.... have you considered buying pesos at the currency exchange in Canada at the airport prior to boarding? Seems like there are quite a few kiosks... at least in Vancouver Airport. Or ordering them from your bank. I buy them in town here at the exchange and the exchange rates are excellent.
< Message edited by SchnauzerDog -- 10/5/2012 8:47:25 PM >
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 8:59:05 PM
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SchnauzerDog
Posts: 6356
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quote:
I have used the ATM in the store across from chomak on numerous occasions and never had an issue..............just be careful!
Fins, I have used that one as well on previous trips. As well as the Super Chomak one.
But how can you just be careful if there is some hidden device in there copying your information? Sure has made me double think ATM withdrawals.
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 9:59:26 PM
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Vancouver Sundog
Posts: 5927
Joined: 10/1/2006
From: North Vancouver
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quote:
have you considered buying pesos at the currency exchange in Canada at the airport prior to boarding? Seems like there are quite a few kiosks... at least in Vancouver Airport
You're crazy - airport exchange places are know to give the worst rates - you would lose less money if your ATM card was stolen
Kinda like when my wife's credit card was stolen - never reported it as the thief was charging less than my wife
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RE: BEWARE WITHDRAWING CASH THROUGH MEXICAN ATM MACHINES - 10/5/2012 10:01:14 PM
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Vancouver Sundog
Posts: 5927
Joined: 10/1/2006
From: North Vancouver
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PS: I change all my pins on credit cards/ Debit cards when I return rather tha replace them
My cards have been comprimised many times in Canada - never in MX
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AASB 13 Done it - AAFB in the planning
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) I'm going to make sure I have enough pesos next time. Can always exchange them back if I don't spend them all. Or use them on the next trip.
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